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Accounts Receivable Financing
Turn Your Invoices into Cash

Accounts Receivable Financing

What is Accounts Receivable Financing?

Accounts receivable financing is when a business sells their open invoices to a factoring company in exchange for immediate cash. It’s a common form of financing that businesses use to improve cash flow and eliminate the wait on slow-paying customers.

TCI Business Capital is proud to be your top choice among receivable financing companies. We offer month-to-month financing programs ranging from $50,000 to $20 million, giving you plenty of room to grow. Whatever your industry or situation, accounts receivable financing can work for you.

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Benefits of Accounts Receivable Financing

  • Immediate Cash
  • Based on Customer’s Credit, Not Yours
  • Flexible Alternative to Traditional Financing
  • Custom Financing to Fit Your Needs
  • No Additional Debt Created

How does Accounts Receivable Financing Work?

  1. Perform your work or service as you always do.
  2. Send your customer invoices to the receivable financing company.
  3. The finance company initiates a same-day advance on a percentage of your invoice total, directly into your bank account.
  4. The receivable financing company handles the invoicing process with your customer and follows up to make sure payment is received.
  5. When your customer pays us on their terms, the remaining balance of the invoice is paid to you, minus a small fee.

Choosing the Right Receivable Financing Company

Every accounts receivable financing company offers cash. What sets TCI Business Capital apart from the rest is our knowledge, experience, and dedication to our customers.

TCI Business Capital works with clients across many industries, often with completely different billing requirements. We’re familiar with the work our clients perform, and our services meet the unique needs and situation of each and every client.

accounts receivable financing provides immediate working capitalWith TCI Business Capital:

  • Programs are customized to your needs;
  • Financing is contingent on your customers’ credit and payment history, not your own;
  • There are no long-term contracts,
  • Lines are determined on your sales volume, not your company’s value; and
  • Programs can be used by companies in challenging financial situations.

Reliable cash flow and professional customer service are at the core of every financing program TCI Business Capital offers.

These essential services are our promise to you:

  • Dedicated Relationship Manager
  • Same-Day Funding on Invoices
  • Electronic & EDI Invoicing Capability
  • 24/7 Online Reporting

Additional Accounts Receivable Financing Services

Businesses of all types and sizes rely on accounts receivable financing because it provides the cash they need to operate. TCI Business Capital also offers a number of free, value-added services that enhance our clients’ operations.

  • Credit Analysis and Risk Assessment: You have a prospective customer, but do they pay their bills? TCI Business Capital offers credit histories and payment trends of potential customers, enabling our clients to take on new customers with confidence.
  • Treasury Services & Online Reporting: Cash when you need it is critical. TCI Business Capital funds clients via ACH deposit, wire transactions, and will fund to third-party accounts by directive. We also offer online reporting to keep you informed of all transactions.
  • AR Management Expertise: Running a business isn’t an easy task. Clients stay focused on the task when TCI Business Capital handles the late invoice situations. Expertise, resolve, and diplomacy are trademarks of the TCI Business Capital AR Management Department.
  • Fuel Cards & Discounts: TCI Business Capital clients can take advantage of fuel cards and discounts, potentially saving thousands of dollars a year.

These services from TCI Business Capital are part of the foundation of our clients’ success. Delivering top-quality service and supporting clients in their work is a TCI Business Capital value.

Setup for Accounts Receivable Financing is as Easy as 1-2-3steps to get started with accounts receivable financing

Step 1 – Get a Quote

Contact TCI Business Capital about our accounts receivable financing programs. We’ll discuss your cash situation and needs, and offer a no-obligation quote and approval for a financing line. Our simple and straightforward underwriting guidelines allow most customers to receive written approvals in as little as 15 minutes. All approvals are customized for the specific needs of each client. We’ll work to make certain the line meets your requirements.

Step 2 – Submit Invoices and Related Documents

Once a financing line is agreed upon, we’ll schedule your first funding. We can accommodate most schedules and offer an expedited service for those in need of immediate cash. During the setup process, we’ll walk you through the agreement and discuss your invoices and any related materials.

Step 3 – Get Cash for Your Invoices

When the setup process is quickly completed, we fund you via ACH direct deposit or do a wire transfer into your bank account. From this point forward, each time we receive your invoices, we’ll process and fund you the same day the invoices are received.

Who Uses Accounts Receivable Financing?

Since 1994, TCI Business Capital has provided accounts receivable financing to a variety of industries to assist with cash-flow needs. Our financing lines range from $50,000 to $20 million, allowing companies in almost any industry to get access to the working capital they need to maintain and grow their business.

Some of the common industries we work with include:

  • Oilfield Services
  • Trucking & Freight
  • Staffing Agencies
  • Telecom & Wireless
  • Utility & Pipeline
  • Heavy Construction
  • Technology
  • Renewable Energy
  • Government Contractors