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Texas
Invoice Factoring & Accounts Receivable Financing

Top Texas Factoring Company To Improve Your Cash Flow

Stop waiting 30, 60, or even 90 days for customer payment and get paid today with our invoice factoring programs customized for Texas companies.

Companies Benefit from Texas Invoice Factoring Programs

  • TCI Business Capital offers low rates and competitive advances.
  • The application process is quick and easy. Approvals are done in 15 minutes.
  • Invoices you factor are paid within 24 hours, eliminating wait and worry.
  • Unlike business loans and bank lines of credit, invoice factoring doesn’t create debt on your balance sheet.
  • The more work you do, the more working capital you’ll receive. We grow as you grow.
  • Full back-office support at no added cost: accounts receivable management, collections, credit analysis, and risk assessment.
  • Experienced, knowledgeable service from North America’s leading factoring company.

Get Approved for Factoring Today

A Texas Factoring Company for Many Industries

TCI Business Capital provides financing to a range of industries and businesses through our invoice factoring programs. Our accounts receivable financing lines range from $50,000 to $20 million, giving your company the ability to grow. Below are a few industries we serve.

Oilfield Services Trucking & Freight Staffing Agencies
Heavy Construction Utility & Pipeline Technology
Renewable Energy Government Contractors Telecom & Wireless

Why Do Texas Companies Finance with Invoice Factoring Instead of Business Loans?

Companies choose Texas accounts receivable financing programs over business loans or business lines of credit for a variety of reasons.

texas factoring company

Expansion & Growth

Companies that are growing rapidly need access to cash to meet new demands. The process of business loans can be lengthy. But with invoice factoring, set up can be as few as three days.

Maxed-Out Lines of Credit

Maxed out your bank line, but still need financing? Invoice factoring is your solution. The amount of capital you’ll receive will grow as your business grows, ensuring consistent cash flow.

Slow-Paying Customers

In a bind because you are waiting for payment? When companies can’t wait, invoice factoring provides them with a cash-flow solution that bridges the gap. Payments on invoices with accounts receivable factoring are received within 24 hours.

Start-Ups

Start-ups can have a tough time obtaining a business loan or line of credit. Using alternatives like accounts receivable factoring gives start-ups the cash they need to kick-start and grow their businesses.

Bank Turn-Downs

Just because the bank said “no” doesn’t mean that you’re out of options. TCI Business Capital helps Texas companies that are bank turn-downs with their cash flow by providing them an accounts receivable factoring line.

Less-Than-Perfect Credit

Companies with less-than-perfect credit can have difficulties obtaining a business loan or business line of credit. With invoice factoring, you are approved based on the creditworthiness of your customers, rather than yours.

Tax Liens

We have experience working with companies with tax liens and are able to provide them the funding that gives them a solution to their cash-flow problems.

Bank Workouts

Banks tend to pull away when the risks seem to get too high. If your company is in a bank work-out situation, invoice factoring can be your new source of cash to fund your business.

Bankruptcy

Companies that are reorganizing after a bankruptcy need working capital to get back on their feet. Most banks see this as too risky, but TCI Business Capital can help you.

Grow Your Texas Business with Invoice Factoring

We’ve helped companies in cities throughout Texas, including:

Abilene Alice Allen
Amarillo Arlington Austin
Beaumont Brownsville Carrollton
Conroe Corpus Christi Dallas
El Paso Fort Worth Frankston
Gainesville Galveston Grand Prairie
Houston Humble Irving
Jersey Village Laredo League City
Longview Lubbock McAllen
McKinney Mesquite Midland
Odessa Pasadena Pearland
Plano San Antonio Seabrook
Temple

Latest Updates

  • Longview, Texas pipeline company funded $100,000 through a Texas invoice factoring line.
  • Laredo, Texas trucking company funded $40,000 with a Texas accounts receivable financing line.
  • Granbury, Texas frac sand hauler funded $150,000 through a Texas accounts receivable financing line.
  • Laredo, Texas trucking company funded $200,000 through a Texas invoice factoring program.
  • Seagraves, Texas oilfield services company provided $50,000 in Texas accounts receivable financing.

Texas

texas factoring companyTexas is the second largest state in the United States by population, with almost 27.5 million people. The state’s capital is Austin. Other major cities in the south-central state include Houston, San Antonio, Dallas, and Fort Worth. Houston has the largest population in the state with more than two million people.

Texas is known as “The Lone Star State.” The state flag is a visual representation, with a single star as decoration. This signifies Texas as a former independent republic. Six countries have controlled parts or all of the territory of Texas over its history: Spain, France, Mexico, Republic of Texas, Confederate States of America, and the United States.

The state has multiple climate zones and variable weather. From the Guadalupe Mountains, the Chihuahuan Desert to the Gulf of Mexico, there are plenty of features to choose from.

Economy

The economy has been dominated by agriculture, specifically livestock production. In fact, the city of Amarillo produces nearly one-fourth of all meat in the United States. Even early on, raising cattle was a way of life for Texans. The state claims the Texas longhorn as its state animal, along with the armadillo.

Another major industry is oil and gas production. Texas is filled with oil and gas businesses, including water haulers, gravel haulers, fracking service providers, trenching services, roustabout services, and many others. Headquartered here are large companies like Exxon Mobil Corporation, Phillips 66, Valero Energy Corporation, and ConocoPhillips.

Aside from oil production and agriculture, Texas also has top companies in technology, energy, computers, electronics, and aerospace. Some of the larger companies and employers in Texas include AT&T Inc., American Airlines, CenterPoint Energy, Inc., Shell Deepwater Development, and MD Anderson Cancer Center.

Education

Texas has over 35 separate and distinct universities, including the University of Texas, Texas A&M University, and the University of Houston.

Rice University, located in Houston, is ranked 17th best overall university by U.S. News & World Report.

Founded in 1879, Sam Houston State University is one of the oldest public intuitions of higher learning in the state and is named after the historic Texan who led the Texas Revolution.

Culture & Recreation

Texas has a variety of destinations, recreational activities, and historic places that both residents and visitors enjoy.

  • texas factoring companyThe Alamo: A San Antonio mission known for its role when the Mexican army defeated the Republic of Texas defenders in 1836.
  • Big Bend National Park: This park receives national significance as the largest protected area of the Chihuahuan Desert.
  • Football: Football is king in the state. It has two National Football League teams: the Dallas Cowboys and Houston Texans.
  • Lyndon B. Johnson Space Center: Named after former president and native, this Houston center is used for space training, research and flight control.
  • NASCAR: Home of the Texas Motor Speedway, Texans enjoy watching NASCAR in Fort Worth.
  • Performing Arts: Houston is one of five American cities with permanent professional resident companies in all major performing art disciplines. The Houston Grand Opera, the Houston Symphony Orchestra, the Houston Ballet, and the Alley Theatre attract patrons of the arts.
  • Rodeos: With a love of cowboys, the state hosts rodeos throughout the year for both residents and tourists to enjoy.
  • Six Flags Over Texas: This is an amusement park in Arlington, Texas with more than 50 rides and family-oriented entertainment.